
If you live or run a business in Nashville, you’ve probably heard plenty of “free solar” pitches and one-line promises about tax credits. The reality in Middle Tennessee is more structured and more powerful than the marketing, but it only pays off if you understand how the different incentives fit together. Our job as The Solar Roofers is to design your roof, solar, and battery system so it fits your property and your tax picture, then work alongside your CPA and lenders to help you actually capture what’s available.
We work every week with Nashville families in Donelson, Inglewood, East Nashville, Green Hills, Franklin, Brentwood, and Gallatin who want two things at the same time: smaller long-term power costs and serious resilience when NES, Middle Tennessee Electric, or your local co-op has another outage. Incentives don’t change the weather or TVA rules, but they can move real money over the life of a project when the system is sized and documented correctly.




There’s a reason why 2.5 million homeowners–and counting–have already installed solar in the US: it’s a great investment! Solar panel systems last for 25 years or more, offsetting most or all of your electricity bill every month. Those monthly savings add up quickly: if you spend $150 per month on electricity today, you’ll spend over $65,000 on electricity in the next 25 years. By investing in solar, you can avoid most or all of that future spending on electricity.
Solar financing is the option for homeowners to instruments like loans and leases to come up with the funds needed to purchase a solar system by paying in installments over time instead of out-of-pocket upfront at the time of purchase.
There are a number of financing partners available through EnergySage. Some loan providers include GreenBiz Financial and LightStream.
But solar isn’t free - to get these levels of savings, you have to first pay for your solar panel system, with a typical solar panel system costs around $25,000 on EnergySage. Thankfully, there are a number of different ways to pay for your solar panel system, each with their own pros and cons.

For a typical single-family home in Metro Nashville, the main incentive is a federal income-tax credit on qualified solar and battery investments. It works alongside your regular tax return, reducing what you owe for the year rather than sending you a separate rebate check from a utility. The key points for a homeowner in, say, Bellevue or Mt. Juliet are simple:
When we build a system for a home in Donelson, Hermitage, or Madison, we break out a clear cost structure that your tax professional can plug into their own software. You don’t need a spreadsheet from a national sales office; you need straightforward documentation and someone local who will pick up the phone if your CPA has questions.
On the commercial side, offices in Green Hills, shops in 12 South, warehouses in La Vergne, or farms outside Gallatin, the conversation widens beyond a single residential credit. Business owners can usually look at a mix of:
All of that sits on top of your normal operating reality: demand charges, peak usage windows, and year-over-year rate changes from NES, MTE, or your local power company under TVA. When we design a system for a Franklin church, a Brentwood medical office, or a Lebanon light-industrial building, we’re looking at roofing, solar, and incentives as one integrated capital project—something your CPA, banker, and board can all understand.
Outside the core of Metro Nashville, many properties blur the line between home, farm, and small business. A cattle operation in Wilson County, a greenhouse in Robertson County, or a value-add food producer outside Murfreesboro might qualify for support aimed at rural businesses and ag producers.
In practice, that can mean stacking:
Our role is to design the roof and solar system with clean, auditable scopes of work, then coordinate with the grant writer or lender you choose. You get one set of drawings and numbers that everyone, banker, CPA, USDA contact, can work from without arguing over what was roof vs. solar vs. “everything else.”
Nashville sits in TVA territory, which means our utilities, NES, Middle Tennessee Electric, and the surrounding co-ops, operate under TVA rules. That matters because:
What this means in practical terms is that a well-designed Nashville system focuses first on offsetting your own usage and protecting you from outages, and only second on selling significant power back to the grid. Every proposal we build for an East Nashville bungalow, a Belle Meade estate, or a Bellevue ranch assumes current TVA-style rules, not idealized net metering from another state. Incentives are modeled against how the system will really behave on your NES or MTE bill, not on a national marketing template.
Because we are The Metal Roofers and The Solar Roofers, we design the roof system and the solar system together. That matters for tax planning:
For a homeowner in Donelson or Franklin, that might look like pairing a new metal roof with a right-sized solar array and a battery bank, all engineered in one set of plans. For a commercial building in Antioch or a small campus in Hendersonville, it can mean sequencing roof replacement, solar, and electrical upgrades in phases that make sense for both operations and tax years.
Good incentive guidance is a balance: you shouldn’t be left to Google everything yourself, and you also shouldn’t be taking tax advice from a sales script. Our approach in Nashville, Brentwood, and the surrounding counties is straightforward:
During your design process, we’ll talk plainly about how the incentives tend to behave in situations like yours, and we’ll show you example payback models based on realistic Nashville production and billing. Then we hand you and your CPA everything you need to plug into your own situation.
Get clear, actionable advice on understanding eligibility, preparing your application, and submitting for the best chance of approval.
Before any paperwork, we start with what you’re actually trying to build in Middle Tennessee. Is this a small manufacturing shop in La Vergne adding rooftop solar, a cattle farm in Wilson County putting in a ground mount, or a rural food producer outside Gallatin tying solar into cold storage? Location (county and utility), business type (farm, rural business, commercial facility), and load profile (what’s running and when) determine which grant paths are realistic and which are noise.For farms and rural businesses, that usually means looking at USDA-style programs that support energy upgrades in TVA territory. For commercial and industrial buildings in Metro Nashville, Lebanon, Smyrna, or Columbia, it may mean pairing tax incentives and financing with occasional state or utility-backed programs. Our job at this stage is to treat your roof, solar, and batteries as one project, then put it in the right bucket so you’re not chasing a grant that your property or business can’t actually qualify for.
Grant reviewers in Tennessee want to see a real project, not a marketing flyer. That means we pull at least 12–24 months of power bills from NES, Middle Tennessee Electric, or your local co-op and break out how much energy your operation actually uses by season and, when possible, by load type. We then design a roof-plus-solar system (and batteries if needed) that lines up with that usage: array size, inverter configuration, mounting method, structural assumptions, and basic single-line diagrams.For a greenhouse outside Murfreesboro, that may mean modeling fans, pumps, and winter heating. For a dairy or cattle operation in Robertson or Wilson County, it’s well pumps, barns, and cold storage. For a distribution warehouse in Mt. Juliet, it’s lighting, dock equipment, and HVAC. We convert that into the kind of documentation grant programs expect: load summaries, production estimates for our climate, before/after energy numbers, and clean cost breakdowns that separate roof work, solar equipment, batteries, and related electrical upgrades. This is the package your grant writer, CPA, banker, and the agency itself can all read without wondering how the numbers were pulled together.
Once the design and numbers are set, the application is only part of the work. In Middle Tennessee, you’re dealing with TVA-based utilities, federal tax rules, and grant program calendars that don’t always line up neatly. We stay involved through the full cycle: answering technical questions from reviewers, providing revised drawings when they ask for clarification, and updating budgets when material prices or scope shift.At the same time, your CPA is mapping how the project interacts with federal tax credits and depreciation, and your lender is lining up bridge financing so you can sign contracts and schedule construction without waiting on every last reimbursement. For a farm on MTE service, that might mean timing the build so it lands between planting and harvest; for a small manufacturer in Lebanon or La Vergne, it might mean phasing roof work, solar install, and electrical shutdowns so production keeps running. The point is that the grant, the tax picture, the loan, and the construction schedule all have to agree. We keep the technical side organized so when the award letter arrives, your Nashville-area project is ready to move from “approved on paper” to panels on the roof and a system that actually turns sunlight into lower operating costs.